- Withdraw cash, locally or overseas, using your VISA Credit card and PIN at any ATM displaying the VISA logo.
- Electronic access to funds via EFTPoS terminals, ATMs, SMS & Online Banking and E-Commerce transactions.
- Supplementary cards can be issued.
- Statements are issued monthly.
- Register your Credit Card for BSP Online Plus or the BSP App to view your card details, make repayments, transfers and pay your bill.
- Up to 55 interest free days on purchases.
Minimum monthly repayment is $25 or 5% of outstanding balance; whichever is greater except for VISA Gold Advantage which must be cleared in full, each month.
- Ability to "Touch & Go" to make fast payments with VISA payWave.
- VISA's Zero Liability policy and 3D Secure protection for online purchases from participating merchants and payWave.
- Have the flexibility to temporarily lock your card (if you misplace it).
- Convenient online and EFTPoS payment solution.
- 24/7 access to funds worldwide where VISA is accepted.
- These applications and amendments are subject to our lending criteria.
- Secured loans - 21 years.
- Unsecured loans - 18 years.
- Credit cards can be secured or unsecured.
- You must have satisfactory credit rating.
- You must be employed and demonstrate the ability to repay debt.
- Your salary must be directed to your BSP account.