Home Investment Loan

Generous Rates

Get great rates to make your property investment more affordable.
Flexible Terms

Pay back your loan for up to 25 years to suit your financial goals.
Fast Approvals

Move quickly. Get your credit decision in just 48 hours.

Whether you’re buying, building or refinancing an investment property, the BSP Home Investment Loan helps you invest in real estate with confidence. You get flexible repayment terms, generous rates and fast approvals – plus no monthly service fees.

About the Home Investment Loan

This loan makes it quick and easy to buy, build or renovate your investment property. With up to 70% financing, generous rates and loan terms of up to 25 years, it’s a smart, flexible option. You get fast approvals and no monthly service fees, helping you secure your property investment without unnecessary costs.

Rates & Fees

Apply at a local branch

How to apply

Apply in-branch

1
Talk to our friendly team at your nearest BSP Branch or call our BSP Customer Contact Centre on 132 888 or (679) 3214 300 or send an online enquiry.

What you'll need

Existing Customers:
1
Your ID and BSP account details.
New Customers:
1
Primary ID: (a) Compulsory IDs: TIN Letter or Joint FRCA & FNPF ID Card

(b) Primary IDs: Valid Driver’s License or Valid Passport or Valid Fiji Voter ID Card & Letter of Reference by BSP staff or Extract of Proof of Registration in the Vola ni Kawabula & Letter of Reference by BSP Staff or Student ID with Birth Certificate.
2
Proof of Address: Utility bill, bank statement or rental agreement.
3
Proof of Income: Employment letter or pay slips.

Rates and fees

Please see Rates & Fees for more information.

Generous Rates

Flexible Terms

Fast Approvals

About the Home Investment Loan

Apply at a local branch

How to apply

Apply in-branch

What you'll need

Rates and fees

We're here to help

Help & FAQs

Find a Branch or ATM

Contact Us