1. General

The terms of this disclaimer (“Disclaimer”) apply to this web site www.bsp.com.fj for the BSP Group* (“BSP”) whose principal place of business is located at Level 10, Suva Central Building, Corner of Pratt Street and Renwick Road, Suva, Fiji.

In accessing this website and/or using the information provided on or via this web site, you agree to be bound by this Disclaimer. In the event of any conflict between the terms and conditions of specific products and this Disclaimer, the conditions specific to such products and services to this website shall prevail.

2. Use of this Web Site

The information provided on or via this web site should not be used as a substitute for any form of advice. Decisions based on this information are at your own account and risk. Therefore any user of the information provided should evaluate and if necessary seek the appropriate professional, foreign exchange or financial advice regarding the contents of this website.

Although BSP attempts to provide accurate, complete & up to-date information which has been obtained from sources reliable, BSP makes no warranties or representations express or implied, nor shall it be responsible or liable in any manner as to whether information provided on or via this web site is accurate, complete or up to-date. BSP controls and maintains this web site from Fiji and makes no representations that the information provided on or via this web site is appropriate for use in other locations i.e. overseas jurisdictions. If you do use this web site from other overseas jurisdictions, you will be exclusively responsible for your own actions.

3. Intellectual Property

BSP retains all rights (including copyrights, trademarks and any other intellectual property right) in relation to all information provided on or via this website including all texts, graphics and logos). You will not reproduce, copy, distribute, and publish any of the information contained in this web site unless BSP gives its written consent to do so.

4. Exclusion of Liability

Neither BSP, its directors and officers nor any of its agents or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits even if BSP is advised of the possibility arising in any way from, including but not limited to i) any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this web site, ii) the information provided on or via this web site, iii) interruption modification or misuse of information transmitted to BSP or transmitted to you, iv) the functioning or non availability of this web site, v) the misuse of this web site, vi) the loss of data, vii) downloading or use of any software made available by this web site, viii) claims of third parties in connection with the use of this web site.

5. Amendments

BSP reserves the right to change the information provided on or via this web site including the terms of this Disclaimer, at any time and without notice. Any updates and/or changes made to this website are based on valuations, projections or forecasts and shall not be taken as advice but merely as information. It is recommended that you review the information provided on this web site including the terms of this Disclaimer, periodically for changes.

6. Applicable Law

This web site and its Disclaimer are governed in accordance with the laws of Fiji. Any disputes arising out of or in connection with this Disclaimer shall be submitted to the exclusive jurisdiction of Fiji.

*The BSP Group includes:-

• National Bank of Fiji Limited trading as BSP National Bank;
• BSP Fiji Life Limited;
• BSP Services (Fiji) Limited.
• BSP First State Investments (Fiji) Limited;
• BSP Health Care (Fiji) Limited;