Entry Conditions

• Restricted for personal use.
• Must be over 21 years
• Minimum loan is $500
• Maximum available is dependent on the value of the security offered.
• Repayments
• Inapplicable. Repayable on demand and on "come and go" basis.

Interest Rate

• Effective rate is 12.0% per annum which is charged on the account on monthly basis. Rates below 12.0% will be subject to Credit Services approval.
• Cash cover interest rate is 4.5% plus the effective deposit rate.

Fees and charges
Refer to Lending & Credit Card Fees & Charges

Security
Any acceptable form of security such as: Life Insurance Cover

• Cash Cover
• Mortgage over real estate
• Security over Term Deposits