Customer Home Loan
For Housing purposes only. Must be over 21 years.  Minimum loan for new advances is $10,000 and additional advances $5,000. Maximum loan available is 80% of the cost or valuation by the Bank or approved panel of professional valuers, whichever is lower.
Read more ...

Purchase of Residential Land
Restricted for Housing purposes only. Must be over 21 years. Minimum loan available is $10,0000 Maximum loan available is 80% of the cost or valuation by the Bank or approved panel of professional valuers, whichever is lower.
Read more ...

Unsecured Personal Loans
Must be over 21 years. Minimum loan is $500. Maximum available is dependent on serviceability or 10% of annual gross salary of $25,000 or more. Term available based on conduct of account. Inapplicable. Repayable on demand and on "come and go" basis. Full clearance of overdraft on expiry of the term.
Read more ...

 

Secured Personal Overdraft
Available for personal use. Must be over 21 years. Minimum loan is $500 . Maximum available is dependent on the value of the security offered. Repayable on demand and on "come and go" basis.
Read more ...
 

Cane Farmers' Loan
Household expenses and payment of store accounts. Drainage works or fencing. Clearing fallow land/farm improvements. Purchase of farm animals/farm implements. Purchase of cane farm (70% finance only. Equity may be provided by way of cash or additional security by way of Real Estate equivalent to 30% of the cost.
Read more ...
 
 

New Car Loan
Restricted to vehicles for private use only. Applicant must be over 21 years. Minimum loan is $5,000. Contribution required from the customer is 20% of the cost. Maximum loan available is 80% if secured by Bill of Sale and 100% if adequate security is available.
Read more ...
 

Second Hand Car Loan
Restricted to vehicles for private use only. Applicant must be over 21 years. Vehicle must not be more than 10 years old. Minimum loan is $5,000. Maximum available is 75% for vehicle less than 3 years and 55% for vehicles more than 3 years but less than 10 years.
Read more ...
 

Lending Fees & Charges
For a customer's guide to lending fees and charges refer to Lending & Credit Cards Fees and Charges brochure in the Fees and Charges section of this website.

Read more ...