- Personal Banking
- Business Banking
EasySaver is an electronic savings account with attractive incentives designed for serious savers.
You can open an EasySaver Account, either as an individual or joint account. The minimum opening deposit is $10.
Base Interest
EasySaver offers a base interest rate of 0.25% on your savings between $10 to $200,000.
Bonus Interest
Earn bonus interest of 2.75% per annum in addition to the base interest if:
- Your monthly balance is between $10 and $200,000.
- There are no withdrawals from the account within the month.
- There is a minimum of one deposit of at least $10 in the month.
If you meet the three conditions above, you will earn a total interest of 3% per annum.
Bonus interest is calculated on a daily basis and paid monthly on balances between $10 to $200,000.
The following fees and charges may apply for transactions under EasySaver:
| Transactions through bank channels | |
| Balance Enquiry Fees | Free |
| Withdrawal Fees |
1 free withdrawal through any BSP channel. $5 per withdrawal will be charged after the free withdrawal and debited to your account at the end of the month. BSP channels include BSP in-branch paper withdrawals account transfers, BSP EFTPOS bank & merchant withdrawals or purchases and BSP ATM withdrawals. |
| Mini-Statement | $0.40 per request |
| Funds Transfer | $0.40 per transfer plus $5 per transfer after the free withdrawal transaction. |
| Transactions on other banks' ATMs | |
| Balance Enquiry Fees | $0.60 per enquiry |
| Withdrawal Fees |
$1.20 for the first withdrawal if it is the first withdrawal made in the month, thereafter $6.20 per withdrawal. $1.20 charged when the withdrawal is performed and $5.00 accumulated with the other withdrawals and charged to your account at the end of the month as 'withdrawal fees.' |
| Periodic Payment Transfer (PPT) Fees | |
| Transfer from any BSP savings/deposit account | Free |
| Transfer to any BSP loan account | Free |
| Transfer to any BSP savings/deposit account | $2.00 per transfer |
| Transfer to any non-BSP account |
$10.00 per transfer PPTs are classified as withdrawals and affect your bonus interest income. |
For more details on this product, please phone our Call Centre on 132 888.
