- Personal Banking
- Business Banking
Credit Cards
Purpose:
A competitive interest rate credit card that provides our personal customers a safe and secure alternative to carrying cash, convenient payment alternatives and instant access to cash during banking hours. There are two classes of cards, Regular and Gold.
Entry Conditions:
- Principal or additional card-holder must be over 18 years of age.
- Restricted to personal use.
Repayments:
Minimum monthly payment at any Bank of South Pacific in Fijian currency at 2.5% of total closing balance or $25.00 whichever is greater and the remaining balance is rolled over to the next billing.
Automatic payment facility is also available by transfer from your Bank of South Pacific Savings Account which will provide you the convenience and peace of mind that your payment will be made on time.
| Description | Charges |
| Joining Fee | $95 |
| Annual Fee | $48 per annum |
| Interest Free Days | Up to 55 days interest free days on purchases only |
| Over Limit Fee | $25 each time the balance exceeds the credit limit |
| Late Payment Fee | $25 |
| Copy of Sales Voucher | $7 per Voucher |
| Statement Copy Fee | $2 per page |
| Dishonoured Payment Fee | $10 per item |
| Replacement Card Fee | $20 per replacement |
| Conditions of Use | Interest Rates | Fees and charges |
| Download Credit Card Conditions of Use (Size: 70.6K) | Refer to Great Rates | Refer to Lending & Credit Card Fees & Charges |
