Investment Home Loan

This is the ideal product for those looking to buy, renovate, construct or refinance an investment property from another financial institution.


  • Term of loan - Up to 25 years depending on retirement age.
  • Contribution* - Minimum of 30%* of purchase price of property, plus bank fee, insurance and legal costs.
  • Fixed and variable interest rates available.
  • Account statement issued every quarter on the anniversary of the account opening date.
  • An authority to the bank to make direct deductions from your salary account to your loan account.
  • A joint borrowers' option is available.

Vacant Land

  • Term of loan - Up to 7 years and construction within 3 years.
  • Contribution - Minimum of 30%* of purchase price of property, plus bank fee, insurance and legal costs.
  • Interest rate is variable rate only.



  • Credit decision within 48 hours.
  • In-house insurance arrangements available.
  • Competitive interest rates.
  • Up to 70% financing of purchase or valuation price of property, whichever is lower.
  • You are entitled to a MasterCard limit of $1,000 upon approval*.
  • Account details may be viewed through your internet banking access*.


Loan Application Requirements

  • You must be 21 years of age or over.
  • You must demonstrate the ability to repay debt.
  • Your salary must be directed to your BSP account.


*Conditions apply, please view brochure link below for more details.



Interest Rates Fees and Charges Brochure
Refer to Interest Rates Refer to Lending & Credit Card Fees & Charges Investment Home Loan


For more information, please call BSP Customer Care Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.