EasyUnsecured Personal Loan

Welcome to BSP's most popular financial solution! Apply for a BSP EasyUnsecured Personal Loan today and enjoy our quick and convenient service delivery tailored to suit your needs. Our EasyUnsecured Personal loan now comes with a life insurance cover for your borrowed funds.

Back To School

Whether it is a well deserved vacation, furniture, personal obligations or even education expenses, we can help you! Simply talk to a Personal Banker or fill the application form available on this page.

Ready to apply? Simply click on Application Form, fill it on-line and press submit to lodge your request. 

 

Features

 

  • Contract includes a term life insurance cover.
  • There is no minimum borrowing limit.
  • Maximum borrowing limit - Up to $35,000*.
  • Loan term - Minimum term is 6 months and maximum term is 60 months.
  • Periodical payments will be set up to make direct deductions from your salary account to your loan account.
  • Account statement issued every quarter on the anniversary of the account opening date.
  • Joint borrowers' option is available.

 

 

Benefits

 

  • Quick credit decision within 24 hours.
  • Decision will be delivered via an SMS Alert or email.
  • No security or contribution is required.
  • Loan top-up option is available*.
  • Account details may be viewed through your internet banking access*.

 

Life Insurance Benefit

Our EasyUnsecured Personal Loan comes with insurance cover from one of Fiji's insurance providers, BSP Health.

In the event of death, the borrower's loan balance at the date of death will be deemed paid off and an additional sum of $1,000 cash is paid to the next of kin as funeral assistance.

To submit a claim, the next of kin must bring in the borrower's death certificate to the nearest BSP branch. Our personal bankers will assist with filling in the BSP Health Claim form. You may be required to provide other relevant information to prove the validity* of the claim. The life insurance claim must be submitted within 6 months from the date of death, beyond which the claim will be deemed invalid.

 

 

Application Requirements

 

  • You must be 18 years of age and over.
  • You must demonstrate the ability to repay debt.
  • Your salary must be directed to your BSP account.

 

Application Form

Now, applying for an Easy Unsecured Personal Loan is easy and convenient.

Simply fill in the online Personal Loan application form below.

Once you've completed the form, click the 'Submit Form' button on the top right hand corner.

Remember to enter your full name and email address in the pop-up fields before you click 'send'. 

 BSP Easy Unsecured Personal Loan form

* Conditions apply, please view brochure link below for more details.

 

Interest Rates Fees and Charges Brochure
Refer to Great Rates Refer to Lending and Credit Card Fees & Charges EasyUnsecured Personal Loan

 

For more information, please call BSP Customer Care Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.