EasyHome Loan

If you are looking to buy a new home, construct a new home or refinance from another financial institution, then a BSP EasyHome Loan is for you!


  • Term of loan - Up to 30 years depending on your retirement.
  • Contribution* - Minimum of 20%* of purchase price, plus bank fee, insurance and legal costs.
  • Fixed and variable rates are available.
  • Account statement is issued every quarter on the anniversary of the account opening date.
  • An authority to the bank to make direct deductions.
  • A joint borrower's option is available.

Vacant Land

  • Term of loan - Up to 7 years and construction within 3 years.
  • Contribution - Minimum 30%* of purchase price, plus bank fee, insurance and legal costs.
  • Interest rate is variable rate only.



  • Credit decision within 48 hours.
  • In-house insurance arrangements are available.
  • Competitive interest rates.
  • No monthly service fee.
  • Up to 80% financing of purchase or valuation price of property, whichever is lower.
  • You are entitled to a MasterCard limit or personal overdraft of $1,000 upon loan approval*.
  • Account details may be viewed through your internet banking access*.


Application Requirements

  • You must be 18 years of age and over.
  • You must be demonstrate ability to repay debt.
  • Your salary must be directed to your BSP account.


*Conditions apply, please view brochure link below for more details.


Interest Rates Fees and Charges Brochure
Refer to Interest Rates Refer to Lending & Credit Card Fees & Charges EasyHome Loan


For more information, please call BSP Customer Care Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.