BSP VISA Credit Card

BSP VISA Credit Card

BSP in partnership with VISA is offering you a secure, safe, and convenient credit card.  Introducing this new variety of VISA Credit cards to suit different spending habits. Select from this BSP range of VISA Credit cards that suit a unique group of valued customers who demand a revolving credit facility.

 VISA Essential
 VISA Essential Credit card - BSP's most popular credit card
 VISA Gold
 VISA Gold Credit card - Ideal for customers who need a higher credit limit

Features

  • Withdraw cash, locally or overseas, using your VISA Credit card and PIN at any ATM displaying the VISA logo.
  • Electronic access to funds via EFTPoS terminals, ATMs, SMS & Online Banking and E-Commerce transactions.
  • Supplementary cards can be issued.
  • Statements are issued monthly.
  • Register your Credit Card for BSP Online Plus  or the BSP App to view your card details, make repayments, transfers and pay your bill.
  • Up to 55 interest free days on purchases. 
  • Minimum monthly repayment is $25 or 5% of outstanding balance; whichever is greater except for   VISA Gold Advantage which must be cleared in full, each month.

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Benefits

  • Ability to "Touch & Go" to make fast payments with VISA payWave.
  • VISA's Zero Liability policy and 3D Secure protection for online purchases from participating merchants and payWave.
  • Have the flexibility to temporarily lock your card (if you misplace it).
  • Convenient online and EFTPoS payment solution.
  • 24/7 access to funds worldwide where VISA is accepted.

Application Requirements

  • These applications and amendments are subject to our lending criteria. 
  • Secured loans - 21 years.
  • Unsecured loans - 18 years.
  • Credit cards can be secured or unsecured. 
  • You must have satisfactory credit rating.
  • You must be employed and demonstrate the ability to repay debt.
  • Your salary must be directed to your BSP account.

 Terms and Conditions  Interest Rates Fees and Charges 

For more information, please Contact Us.