Small & Medium Enterprise Loan

BSP's Small & Medium Enterprise Loan allows you to finance various business assets or capital expenditure requirements whilst controlling the effect on your cash flow. Loans can be tailored to meet your business and financial requirements. 


  • Available for Small & Medium Enterprise customers with an employee base of less than 50 employees, and an annual turnover of less than $2 million.
  • Loan limit - $5,000 to $250,000.
  • Loan term - Up to 15 years.
  • Flexible - you decide what the loan is used for.
  • Loan is repaid on a monthly basis.


  • You are able to access funds to inject into your business without impacting your existing cash flow. The level of funds accessible is dependent on debt serviceability assessments.
  • Repayments are structured to suit your business cash flow.

Application Requirements

  • Acceptable borrowers are to demonstrate the ability to generate sufficient income to service the SME loan and any other borrowings.
  • Adequate collateral i.e. security is available.
  • Last three years' business financial statements.


Interest Rates Fees and Charges Brochure
Refer to Interest Rates Refer to Lending & Credit Card Fees and Charges Small & Medium Enterprise Loan


For more information, please call BSP Customer Care Centre on 132 888 or (679) 3214 300 or send your query through the Contact Us page.